/* =========================================================
   MSK Financial Services — aligned inner-page system
   One grid, one type scale, one spacing rhythm.
   ========================================================= */
:root{
  --page-max:1200px;
  --page-gutter:28px;
  --page-navy:#071f31;
  --page-blue:#0b3048;
  --page-teal:#078e9f;
  --page-cyan:#51c4c5;
  --page-gold:#d5a043;
  --page-ink:#12344a;
  --page-muted:#667d8a;
  --page-paper:#eef4f5;
  --page-line:#d3e0e5;
  --page-shadow:0 12px 28px rgba(7,31,49,.055);
}
.container{width:min(calc(100% - 56px),var(--page-max));margin-inline:auto}
main{overflow:hidden}
section{box-sizing:border-box}
.inner-hero{
  background:var(--page-paper);
  color:var(--page-ink);
  padding:55px 0;
}
.inner-hero.dark{background:var(--page-navy);color:#fff}
.inner-hero-grid{
  display:grid;
  grid-template-columns:minmax(0,1fr) 150px;
  gap:55px;
  align-items:center;
  min-height:210px;
}
.inner-hero h1{
  font-size:clamp(42px,4.3vw,58px)!important;
  line-height:.98!important;
  letter-spacing:-.055em!important;
  margin:10px 0 16px!important;
  max-width:860px;
}
.inner-hero p{
  max-width:650px;
  font-size:14px!important;
  line-height:1.65!important;
  color:var(--page-muted);
  margin:0;
}
.inner-hero.dark p{color:#b9cbd4}
.inner-number{
  justify-self:end;
  text-align:right;
  font-size:72px;
  line-height:.85;
  font-weight:900;
  color:rgba(18,52,74,.10);
}
.inner-hero.dark .inner-number{color:rgba(255,255,255,.12)}
.inner-number span{
  display:block;
  margin-top:10px;
  font-size:9px;
  line-height:1;
  letter-spacing:.16em;
  color:var(--page-teal);
}
.section-head{
  display:grid;
  grid-template-columns:minmax(0,1fr) 380px;
  gap:50px;
  align-items:end;
  margin-bottom:26px;
}
.section-head h2{
  font-size:clamp(32px,3.1vw,40px)!important;
  line-height:1.06!important;
  letter-spacing:-.045em!important;
  margin:9px 0!important;
}
.section-head>p{
  font-size:12px!important;
  line-height:1.7!important;
  color:var(--page-muted);
  margin:0;
}

/* About */
.about-overview,.careers-intro,.company-operations,.service-detail{padding:72px 0;background:#fff}
.about-grid,.careers-grid,.operations-grid,.detail-grid{
  display:grid;
  grid-template-columns:minmax(0,1fr) minmax(0,1fr);
  gap:75px;
  align-items:start;
}
.about-grid h2,.careers-grid h2,.operations-grid h2,.detail-grid h2{
  font-size:39px!important;
  line-height:1.06!important;
  letter-spacing:-.045em!important;
  margin:9px 0;
}
.about-grid p,.careers-grid p,.detail-grid p{
  font-size:13px!important;
  line-height:1.72!important;
  color:var(--page-muted);
  margin:0 0 13px;
}
.about-principles,.careers-open{padding:72px 0;background:var(--page-paper)}
.principles-grid,.jobs,.company-grid,.practice-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:14px;
}
.principles-grid>div,.job,.practice-grid>div{
  background:#fff;
  border:1px solid var(--page-line);
  border-radius:9px;
  padding:25px;
  box-shadow:0 8px 22px rgba(7,31,49,.03);
}
.principles-grid h3,.practice-grid h3{font-size:21px!important;line-height:1.12!important;margin:8px 0}
.principles-grid p,.practice-grid p,.job p{font-size:11px!important;line-height:1.58!important;color:var(--page-muted);margin:0}
.about-cta,.careers-cta,.dark-band{background:var(--page-navy);color:#fff;padding:68px 0}
.about-cta .container,.band-grid{
  display:flex;align-items:end;justify-content:space-between;gap:30px
}
.about-cta h2,.band-grid h2{font-size:37px!important;line-height:1.06!important;margin:9px 0}
.about-links{display:flex;gap:18px;flex-wrap:wrap}

/* Lending */
.lending-page,.advisory-page,.calculator-page,.contact-page{padding:72px 0;background:var(--page-paper)}
.compare-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  background:#fff;
  border:1px solid var(--page-line);
  border-radius:10px;
  overflow:hidden;
  box-shadow:var(--page-shadow)
}
.compare-column+.compare-column{border-left:1px solid var(--page-line)}
.compare-head{padding:25px 27px 20px}
.compare-head span{float:right;font-size:8px;letter-spacing:.14em;color:var(--page-teal);font-weight:900}
.compare-head h2{font-size:26px!important;line-height:1.1!important;margin:0}
.compare-head p{font-size:11px!important;color:var(--page-muted);line-height:1.55!important;margin:7px 0 0}
.finance-row{display:grid;grid-template-columns:28px 1fr 20px;gap:12px;padding:16px 27px;border-top:1px solid #e5ecef}
.finance-row>b{font-size:8px;color:#8aa2ad}.finance-row h3{font-size:13px!important;margin:0}.finance-row p{font-size:10px!important;color:var(--page-muted);margin:4px 0 0}.finance-row>span{font-size:14px;color:#7f99a5}

/* Service detail / checklist */
.check-list{border-top:1px solid var(--page-line);margin-top:10px}
.check-list div{display:grid;grid-template-columns:28px 1fr;gap:12px;padding:14px 0;border-bottom:1px solid var(--page-line)}
.check-list b{font-size:10px;color:var(--page-teal)}.check-list span{font-size:11px;color:var(--page-ink);line-height:1.5}

/* Advisory */
.advisory-split{display:grid;grid-template-columns:40% 60%;gap:55px;align-items:start}
.advisory-sticky h2{font-size:39px!important;line-height:1.06!important;margin:9px 0}
.advisory-sticky p{font-size:13px!important;line-height:1.7!important;color:var(--page-muted)}
.advisory-flow{background:var(--page-navy);padding:26px;border-radius:10px;box-shadow:var(--page-shadow)}
.advisory-flow img{width:100%;display:block}
.flow-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;margin-top:18px}
.flow-list>div{padding:13px 14px;border:1px solid rgba(255,255,255,.11);border-radius:6px}
.flow-list b{font-size:8px;color:var(--page-gold)}.flow-list h3{font-size:14px!important;margin:5px 0;color:#fff}.flow-list p{font-size:10px!important;color:#aac0ca;margin:0}
.advisory-practice{padding:72px 0;background:var(--page-paper)}

/* Investment */
.investment-page{padding:0;background:#fff}
.investment-grid{display:grid;grid-template-columns:54% 46%;min-height:0!important;align-items:stretch}
.investment-copy{padding:72px 55px 68px 0}
.investment-copy h2{font-size:39px!important;line-height:1.06!important;margin:9px 0}
.investment-copy>p{font-size:13px!important;line-height:1.7!important;color:var(--page-muted);max-width:530px}
.process-list{display:grid;grid-template-columns:1fr 1fr;gap:18px 32px;border-top:1px solid var(--page-line);padding-top:20px;margin-top:24px}
.process-list>div{padding-right:12px}.process-list b{font-size:8px;color:var(--page-teal)}.process-list h3{font-size:14px!important;margin:5px 0}.process-list p{font-size:10px!important;color:var(--page-muted);margin:0}
.investment-photo{height:460px;min-height:0;position:relative;overflow:hidden}
.investment-photo img{width:100%;height:100%;object-fit:cover;display:block}
.photo-caption{position:absolute;left:28px;bottom:28px;font-size:22px;max-width:230px}

/* Investment planning flow visual */
.investment-flow-card{height:460px;background:linear-gradient(145deg,#0b2434,#123b45);padding:42px 40px;color:#fff;display:flex;flex-direction:column;justify-content:center;box-sizing:border-box}
.flow-label{font-size:10px;letter-spacing:.18em;font-weight:850;color:#bfd8d7;margin-bottom:30px}
.flow-rail{display:flex;align-items:center;gap:8px}
.flow-node{flex:1;min-width:0;padding:20px 16px 18px;border:1px solid rgba(255,255,255,.18);background:rgba(255,255,255,.055);border-radius:12px;min-height:132px;box-sizing:border-box;position:relative}
.flow-node span{display:block;font-size:9px;letter-spacing:.14em;color:#d7bd76;font-weight:850;margin-bottom:18px}
.flow-node strong{display:block;font-size:18px;line-height:1.05;margin-bottom:8px}
.flow-node small{display:block;color:#c5d5d8;font-size:10px;line-height:1.45}
.flow-connector{width:20px;height:1px;background:rgba(215,189,118,.7);position:relative;flex:0 0 20px}
.flow-connector:after{content:"";position:absolute;right:0;top:-3px;width:6px;height:6px;border-top:1px solid #d7bd76;border-right:1px solid #d7bd76;transform:rotate(45deg)}
.flow-foot{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-top:24px;padding-top:18px;border-top:1px solid rgba(255,255,255,.14);font-size:10px;color:#d7bd76;letter-spacing:.08em}
.flow-foot em{font-style:normal;color:#afc1c5;letter-spacing:0}

.investment-page+.faq-section,.faq-section{padding:65px 0;background:#fff}

/* Calculator */
.calculator-page{padding:70px 0;background:var(--page-paper)}
.calc-shell{max-width:1080px;margin:0 auto;display:grid;grid-template-columns:55% 45%;border-radius:10px;overflow:hidden;border:1px solid var(--page-line);box-shadow:var(--page-shadow)}
.calc-input{padding:30px;background:#fff}.calc-output{padding:30px;background:linear-gradient(145deg,#09263b,#0b4b61);color:#fff}
.calc-title{font-size:18px;font-weight:850;margin:0 0 20px}
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.field{display:flex;flex-direction:column;gap:5px}.field label{font-size:10px;font-weight:800}.field input,.field select,.field textarea{font-size:11px;padding:9px;border:1px solid #cbd9e1;border-radius:5px}
.calc-output>span{font-size:8px;letter-spacing:.15em;color:#9bdde0}.calc-output>strong{font-size:38px;line-height:1.05;display:block;margin:7px 0 22px}.output-row{display:grid;grid-template-columns:1fr 1fr;gap:10px}.output-row>div{padding:14px;border:1px solid rgba(255,255,255,.1);background:rgba(255,255,255,.1);border-radius:6px}.output-row small{font-size:8px;color:#bcd1da}.output-row b{font-size:16px;display:block;margin-top:4px}
.calculator-context{background:#fff;padding:65px 0}.context-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px}.context-grid h2{font-size:37px!important;line-height:1.07!important}.context-grid p{font-size:13px!important;color:var(--page-muted)}

/* Contact */
.contact-grid{display:grid;grid-template-columns:42% 58%;gap:55px;align-items:start}.contact-copy h2{font-size:39px!important;line-height:1.06!important}.contact-copy>p{font-size:13px!important;line-height:1.7!important;color:var(--page-muted);max-width:470px}
.steps{display:grid;gap:17px;margin-top:24px}.steps>div{display:grid;grid-template-columns:32px 1fr;gap:11px}.steps b{width:26px;height:26px;border-radius:50%;background:#dff3f4;color:#087f8c;display:grid;place-items:center;font-size:8px}.steps h3{font-size:12px!important;margin:0}.steps p{font-size:10px!important;color:var(--page-muted);margin:3px 0 0}
.form{padding:28px;border:1px solid var(--page-line);border-radius:10px;background:#fff;box-shadow:var(--page-shadow)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.full{grid-column:1/-1}.consent{display:flex;gap:7px;font-size:9px;color:var(--page-muted);margin:3px 0 13px}
.faq-section{padding:70px 0;background:#fff}.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 35px}.faq-grid details{border-top:1px solid var(--page-line);padding:14px 0}.faq-grid details:last-child{border-bottom:1px solid var(--page-line)}
.faq-grid summary{font-size:11px;font-weight:800;cursor:pointer}.faq-grid p{font-size:10px!important;color:var(--page-muted)}

/* Company / careers */
.company-map{padding:72px 0;background:#fff}.company-grid{grid-template-columns:repeat(3,1fr)}.company-card{min-height:320px;padding:27px;border:1px solid var(--page-line);border-radius:9px;display:flex;flex-direction:column;justify-content:end}.company-card h3{font-size:25px!important;margin:7px 0}.company-card p{font-size:11px!important;color:var(--page-muted)}.company-card a{font-size:10px;color:var(--page-teal);font-weight:850}
.company-operations{background:var(--page-paper)}
.operation-list{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--page-line)}.operation-list div{padding:15px 0;border-bottom:1px solid var(--page-line);display:flex;gap:17px;align-items:center}.operation-list div:nth-child(odd){padding-right:18px;border-right:1px solid var(--page-line)}.operation-list div:nth-child(even){padding-left:18px}.operation-list b{font-size:8px;color:var(--page-teal)}.operation-list span{font-size:11px;font-weight:750}
.jobs{grid-template-columns:repeat(3,1fr)}.job-top span{font-size:8px;letter-spacing:.13em;color:var(--page-teal);font-weight:900}.job-top b{font-size:17px;line-height:1.15;display:block;margin-top:7px}.job>a{font-size:10px;color:var(--page-teal);font-weight:850;margin-top:auto}.job-meta span{font-size:8px;padding:5px 7px}

/* Legal */
.legal-page{padding:75px 0;min-height:50vh;background:var(--page-paper)}.legal-copy{max-width:820px}.legal-copy h1{font-size:48px!important;line-height:1.02!important;letter-spacing:-.05em}.legal-copy h2{font-size:24px!important;line-height:1.2!important;margin:28px 0 9px}.legal-copy p,.legal-copy li{font-size:13px!important;line-height:1.75!important;color:var(--page-muted)}
/* footer is shared separately */

/* Consistent action buttons */
.primary-btn,.secondary-btn,.outline-btn,.dark-link,.text-link{font-size:10px;font-weight:850}
@media(max-width:900px){
  .container{width:calc(100% - 36px)}
  .inner-hero{padding:48px 0}.inner-hero-grid{grid-template-columns:1fr;gap:20px;min-height:0}.inner-number{justify-self:start;text-align:left;font-size:50px}
  .section-head{grid-template-columns:1fr;gap:13px}
  .about-grid,.careers-grid,.operations-grid,.detail-grid,.advisory-split,.context-grid,.contact-grid{grid-template-columns:1fr;gap:28px}
  .principles-grid,.practice-grid,.company-grid,.jobs{grid-template-columns:1fr 1fr}
  .compare-grid{grid-template-columns:1fr}.compare-column+.compare-column{border-left:0;border-top:1px solid var(--page-line)}
  .investment-grid{grid-template-columns:1fr}.investment-copy{padding:58px 0}.investment-flow-card{height:auto;min-height:360px}
  .calc-shell{grid-template-columns:1fr}
  .faq-grid{grid-template-columns:1fr}
  .company-grid{grid-template-columns:1fr 1fr}
  .jobs{grid-template-columns:1fr 1fr}
}
@media(max-width:600px){
  .container{width:calc(100% - 28px)}
  .inner-hero h1{font-size:43px!important}
  .inner-hero p{font-size:12px!important}
  .section-head h2,.about-grid h2,.careers-grid h2,.operations-grid h2,.detail-grid h2,.advisory-sticky h2,.investment-copy h2,.context-grid h2,.contact-copy h2,.company-card h3,.company-showcase h2{font-size:29px!important}
  .about-overview,.about-principles,.company-map,.company-operations,.careers-intro,.careers-open,.service-detail,.lending-page,.advisory-page,.calculator-page,.contact-page,.advisory-practice{padding:54px 0}
  .principles-grid,.practice-grid,.company-grid,.jobs{grid-template-columns:1fr}
  .process-list{grid-template-columns:1fr;gap:14px}
  .calc-grid,.form-grid{grid-template-columns:1fr}
  .full{grid-column:auto}.form{padding:22px}
  .investment-flow-card{min-height:290px;padding:28px 22px}.flow-rail{flex-direction:column;align-items:stretch}.flow-connector{width:1px;height:14px;flex:0 0 14px;margin:0 auto}.flow-connector:after{right:-3px;top:auto;bottom:-1px;transform:rotate(135deg)}.flow-node{min-height:0;padding:16px}.flow-foot{display:block}.flow-foot em{display:block;margin-top:8px}
  .about-cta .container,.band-grid{display:block}
  .about-links{margin-top:20px}
  .legal-copy h1{font-size:40px!important}
}